function hitchoLoadMenus() {
	
		// set up menu variables
		menuWidth			= 200;				// width of menu dropdown box
		menuItemHeight		= 20;				// height of menu items
		menuFontFamily		= "Verdana, Arial";	// font family
		menuFontSize		= 11;				// font size
		
		normalFontColour	= "#ffffff";		// normal font colour
		hoverFontColour		= "#ffffff";		// hover font colour
		normalBgColour		= "#007CC1";		// normal background colour
		hoverGBColour		= "#666666";		// hover background colour
		
		
		menuItemBorder		= false;				// if menu items have a border
		menuLiteBgColor		= "#007CC1";
		menuBorderBgColor	= ""
		menuBorder			= 1;
		bgColor				= "#007CC1";
		
		
		menuHalign			= "left";			// menu halign
		menuValign			= "middle";			// menu valing
		
		itemPadding			= 3;				// padding
		leftPadding			= 0;				// padding on left
		
		menuSpacing			= 0;				// spacing between menu items
		hideOnMouseOutTime	= 1000;				// time it takes for menu to hide
		
		xOffset				= 0;				// sub menu x offset
		yOffset				= 0;				// sub menu y offset
		subMenuRelativeToItem	= true;			
		
		menuDirection		= true;				// true - show vertically; false show horizontally
		
		
		
		
		if (window.menu_dummy) return;
	
		window.menu_dummy = new Menu(	"root", menuWidth, menuItemHeight, menuFontFamily, menuFontSize, normalFontColour,
												hoverFontColour, normalBgColour, hoverGBColour, menuHalign, menuValign, itemPadding,
												menuSpacing, hideOnMouseOutTime, xOffset, yOffset, subMenuRelativeToItem, menuItemBorder,
												menuDirection, leftPadding, false, false );
		menu_dummy.addMenuItem("dummy");
		menu_dummy.hideOnMouseOut 	= true;
		
		menu_dummy.menuBorder 		= menuBorder;
		menu_dummy.menuLiteBgColor 	= menuLiteBgColor;
		menu_dummy.menuBorderBgColor = menuBorderBgColor;
		menu_dummy.bgColor 			= bgColor;
		
		
		// MENU
		
				
					window.menu_2 = new Menu(	"root", menuWidth, menuItemHeight, menuFontFamily, menuFontSize, normalFontColour,
												hoverFontColour, normalBgColour, hoverGBColour, menuHalign, menuValign, itemPadding,
												menuSpacing, hideOnMouseOutTime, xOffset, yOffset, subMenuRelativeToItem, menuItemBorder,
												menuDirection, leftPadding, false, false );
					
					
						menu_2.addMenuItem("product & lender options", "location='http://www.holistichome.com.au/htm/products.htm'");
						menu_2.addMenuItem("first home buyer", "location='http://www.holistichome.com.au/htm/firsthome.htm'");
						menu_2.addMenuItem("re-financing options", "location='http://www.holistichome.com.au/htm/reassessing.htm'");
						menu_2.addMenuItem("new home - new loan", "location='http://www.holistichome.com.au/htm/newhome.htm'");
						menu_2.addMenuItem("lo-doc loans", "location='http://www.holistichome.com.au/htm/lodoc.htm'");
						menu_2.addMenuItem("residential investment", "location='http://www.holistichome.com.au/htm/residential.htm'");
						menu_2.addMenuItem("commercial & investment", "location='http://www.holistichome.com.au/htm/commercial.htm'");
						menu_2.addMenuItem("renovation construction", "location='http://www.holistichome.com.au/htm/renovation.htm'");
						menu_2.addMenuItem("mv+equipment finance", "location='http://www.holistichome.com.au/htm/mv.htm'");
						menu_2.addMenuItem("transition between homes", "location='http://www.holistichome.com.au/htm/transition.htm'");
						menu_2.addMenuItem("deposit bonds", "location='http://www.holistichome.com.au/htm/depositbonds.htm'");						
						menu_2.addMenuItem("re-assessing your home loan", "location='http://www.holistichome.com.au/htm/reassessing.htm'");
					
					
	
		
					menu_2.menuBorder 		= menuBorder;
					menu_2.menuLiteBgColor 	= menuLiteBgColor;
					menu_2.menuBorderBgColor = menuBorderBgColor;
					menu_2.bgColor 			= bgColor;
				
				
					window.menu_3 = new Menu(	"root", menuWidth, menuItemHeight, menuFontFamily, menuFontSize, normalFontColour,
												hoverFontColour, normalBgColour, hoverGBColour, menuHalign, menuValign, itemPadding,
												menuSpacing, hideOnMouseOutTime, xOffset, yOffset, subMenuRelativeToItem, menuItemBorder,
												menuDirection, leftPadding, false, false );
					
					
						menu_3.addMenuItem("about us", "location='http://www.holistichome.com.au/htm/about.htm'");
						menu_3.addMenuItem("point of difference", "location='http://www.holistichome.com.au/htm/difference.htm'");
						menu_3.addMenuItem("testimonials", "location='http://www.holistichome.com.au/htm/testimonialTia.htm'");
						menu_3.addMenuItem("jobs at hhl", "location='http://www.holistichome.com.au/htm/jobs.htm'");

					
					
					
		
					menu_3.menuBorder 		= menuBorder;
					menu_3.menuLiteBgColor 	= menuLiteBgColor;
					menu_3.menuBorderBgColor = menuBorderBgColor;
					menu_3.bgColor 			= bgColor;
				
				
					
			
		menu_dummy.writeMenus();
	}